HOUSING PRICES - MIDDLE ATLANTIC

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WASHINGTON, D.C. MSA

HPI Price Walk:

2000 to Peak: Home prices rose 151%, or 14.6% annualized.

Peak to Trough: Decline of 34%, or (14.5)% annualized.

Trough to COVID: Home prices surging again; up 3.3% annualized.

COVID to Fed Tightening: Home prices surge 12.2% annualized.

Fed Tightening: Home prices rise 1.0% annualized.

Fed Pause to Current: Home prices rose 4.8% annualized.

CHARLOTTE MSA

HPI Price Walk:

2000 to Peak: Home prices rose only 36%, or 4.1% annualized.

Peak to Trough: Decline of 20%, or (5.1)% annualized.

Trough to COVID: Home prices surging again; up 5.5% annualized.

COVID to Fed Tightening: Home prices surge 19.1% annualized.

Fed Tightening: Home prices rise 3.2% annualized.

Fed Pause to Current: Home prices rose 5.5% annualized.

ATLANTA MSA

HPI Price Walk:

2000 to Peak: Home prices rose only 36%, or 4.2% annualized.

Peak to Trough: Decline of 40%, or (10.7)% annualized.

Trough to COVID: Home prices surging again; up 8.1% annualized.

COVID to Fed Tightening: Home prices surge 17.7% annualized.

Fed Tightening: Home prices rise 3.1% annualized.

Fed Pause to Current: Home prices rose 4.4% annualized.